[chrysostom]

my dad's car alarm going off between 6.40 and 7. overslept by half an hour

[Yudster]

I love Johnny Rotten when he was in his rightful place - ie on stage with the Sex Pistols pretending to be able to sing while out of his brains on all sorts of shit. Sitting in a farmhouse kitchen with a crumpet in one hand just makes me wish he'd gone the same way as Sid Vicious to be honest, then at least I could cherish the memories........

[Zoot]

I love Johnny Rotten when he was in his rightful place - ie on stage with the Sex Pistols pretending to be able to sing while out of his brains on all sorts of shit. Sitting in a farmhouse kitchen with a crumpet in one hand just makes me wish he'd gone the same way as Sid Vicious to be honest, then at least I could cherish the memories........

Ok Yuds, Johnny Rotten in Wellies selling you butter, or Iggy Pop, jiggling about with no top on offering you Car Insurance?

[Yudster]

Both of them should have died young like proper rock stars. But if I had to choose, well I suppose Johnny is merely disappointing whereas Iggy Pop is physically repulsive. Thanks for reminding me of that by the way *vomits*.

[AndyJ]

Hangover. Headache. Annoying.

[Lactating Man Nips]

Johnny Rotten (heh can you still call someone in their 50's this) is just lapping up the opportunity to confound your perception of his former posturing self, which he never bought into himself - he rejected all that superficial anarchy. He should be creditted more for his non-mainstream PIL work which clearly didn't leave him sitting on a fortune.

Iggy Pop however is what the establishment think the iPod generation need as a trendy grandad figurehead.

[MK Chris]

The * banks have won their * appeal against the OFT on their unfair * bullshit charges.

Oh look, the mighty corporate wankers have bullied the little consumer again. I wonder how much they paid in backhanders for that decision.

[Boboff]

Excellent news for me though, I knew I was right moving into Banking Shares in my Portfolio just the other day....Ah the heady smell of not being a * looooooooooooooooser!

*Joke

[Johnny 1989]

Not annoyed but just sad that I'm no longer in Hong Kong , to make it even worse, it's 27c over there today (Friday) yet I've come back to 10c

Oh well at least I'm nice & refreshed

[dunkerz]

this => http://bit.ly/6BCpqw

~d

ps: hello everyone.

[Johnny 1989]

To be fair though, 10c this time of the year is pretty good. We haven't had any ice or frost yet.

Yeah, true I suppose, could have come back to 1-2c

[Yudster]

Well its 11.20 in the morning now, the sun has been out all day so far and its still only 5 degrees centigrade out there. Cold.

[foot-loose]

this => http://bit.ly/6BCpqw

~d

ps: hello everyone.

Is that an actual link? It's an odd looking address from a user in Germany with one post.

I aint clicking it.

[foot-loose]

The * banks have won their * appeal against the OFT on their unfair * bullshit charges.

Oh look, the mighty corporate wankers have bullied the little consumer again. I wonder how much they paid in backhanders for that decision.

I got an email from my bank the other day telling me they were reducing their "bullshit" charges so maybe the little people will win as well.

Can we all have a hug now?

[MK Chris]

this => http://bit.ly/6BCpqw

~d

ps: hello everyone.

Is that an actual link? It's an odd looking address from a user in Germany with one post.

I aint clicking it.

bit.ly is a URL shortening service, like tinyurl, so it could be fine. I haven't clicked it though.

The * banks have won their * appeal against the OFT on their unfair * bullshit charges.

Oh look, the mighty corporate wankers have bullied the little consumer again. I wonder how much they paid in backhanders for that decision.

I got an email from my bank the other day telling me they were reducing their "bullshit" charges so maybe the little people will win as well.

Can we all have a hug now?

No. So the banks, by lowering their charges, are pretty much admitting they weren't fair, but because the OFT aren't now allowed to investigate whether or not they're fair, people can't take action for being treated like shit in the past. There may be another way for people though, Martin Lewis has hired lawyers to look into it.

[dunkerz]

this => http://bit.ly/6BCpqw

~d

ps: hello everyone.

Is that an actual link? It's an odd looking address from a user in Germany with one post.

I aint clicking it.

lol its a condensed link of: http://community.livejournal.com/ohnoth ... 13097.html

[Yudster]

...............So the banks, by lowering their charges, are pretty much admitting they weren't fair, but because the OFT aren't now allowed to investigate whether or not hey're fair, people can't take action for being treated like shit in the past. There may be another way for people though, Martin Lewis has hired lawyers to look into it.

Hmm. I can't help it, I don't really care that the charges were "unfair". If that's what you sign up for, and its made clear that that's what you've signed up for, then them's the rules and if you don't follow them, you get clobbered, and should expect to be so. If people weren't told what the charges were going to be then that's a different matter, but if its just a case of not reading the small print, well tough. Best of luck to anyone who does try or manage to get anything back from these people, I'm certainly not saying people shouldn't have a go, but realistically, if the terms and conditions were available for people to see and discuss if they wanted to, then the banks have every right to insist on them being kept to. They have no obligation to make special arrangements for people who either aren't capable or can't be bothered (the usual reason) to read the small print.

[foot-loose]

No. So the banks, by lowering their charges, are pretty much admitting they weren't fair, but because the OFT aren't now allowed to investigate whether or not they're fair, people can't take action for being treated like shit in the past. There may be another way for people though, Martin Lewis has hired lawyers to look into it.

Blah blah, banks pish * blah... When do I get my hug?

[catherine]

That day in London was a long time ago, Chris has moved on now and I strongly suggest you do the same.

[foot-loose]

So I take it I canna get a hug off you either then?

[MK Chris]

...............So the banks, by lowering their charges, are pretty much admitting they weren't fair, but because the OFT aren't now allowed to investigate whether or not hey're fair, people can't take action for being treated like shit in the past. There may be another way for people though, Martin Lewis has hired lawyers to look into it.

Hmm. I can't help it, I don't really care that the charges were "unfair". If that's what you sign up for, and its made clear that that's what you've signed up for, then them's the rules and if you don't follow them, you get clobbered, and should expect to be so. If people weren't told what the charges were going to be then that's a different matter, but if its just a case of not reading the small print, well tough. Best of luck to anyone who does try or manage to get anything back from these people, I'm certainly not saying people shouldn't have a go, but realistically, if the terms and conditions were available for people to see and discuss if they wanted to, then the banks have every right to insist on them being kept to. They have no obligation to make special arrangements for people who either aren't capable or can't be bothered (the usual reason) to read the small print.

I understand your point, but if all the banks are doing the same thing and you need a current account in order for your employers to pay you, then the fact that they're not fair does come fairly strongly into it I think because you have no choice but to go with one of them.

No. So the banks, by lowering their charges, are pretty much admitting they weren't fair, but because the OFT aren't now allowed to investigate whether or not they're fair, people can't take action for being treated like shit in the past. There may be another way for people though, Martin Lewis has hired lawyers to look into it.

Blah blah, banks pish * blah... When do I get my hug?

Pfft. You couldn't even be bothered to come to our housewarming. You had your chance.

[Latina]

The * banks have won their * appeal against the OFT on their unfair * bullshit charges.

Oh look, the mighty corporate wankers have bullied the little consumer again. I wonder how much they paid in backhanders for that decision.

I got an email from my bank the other day telling me they were reducing their "bullshit" charges so maybe the little people will win as well.

Can we all have a hug now?

Which bank?

I'm with HBoS, whose new charges are kicking in this week (or next?) I think.

[MK Chris]

What are these new charges out of interest? How much are they reduced?

[Latina]

Just to clarify, I was referring to the new "worse" charges that HBos have been warning us about for months.

I know you were talking to foot-loose though. I want to know that too (and which bank). I'm off to google...

[MK Chris]

I assume he's with RBS, as he works for them. Although, that being said, he'd probably have known about the new charges before he got his letter if that were the case.